XRP is a cryptocurrency created in 2012 and released for use in 2013. The company offers global payment solutions for banks, payment systems, digital asset exchanges and corporations.  It also works on the basis of distributed registry technology (DLL), which uses the blockchain consensus algorithm, rather than mining like other blockchains.

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3 Biggest Challenges of Rising Interest Rates on Global Banks | Ripple

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Discover the 3 major challenges rising interest rates can pose for banks that provide cross-border payments and the importance of diversifying their payments stack during times of economic uncertainty.