XRP is a cryptocurrency created in 2012 and released for use in 2013. The company offers global payment solutions for banks, payment systems, digital asset exchanges and corporations.  It also works on the basis of distributed registry technology (DLL), which uses the blockchain consensus algorithm, rather than mining like other blockchains.

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A Conversation with James Wallis on the Promise and Potential of Digital Currencies | Ripple

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Over 90% of central banks are now exploring #CBDCs. Ripple's James Wallis expects many more will go into production at some scale within the next several years.
  
Learn more about the promise and potential of CBDCs.