XRP is a cryptocurrency created in 2012 and released for use in 2013. The company offers global payment solutions for banks, payment systems, digital asset exchanges and corporations.  It also works on the basis of distributed registry technology (DLL), which uses the blockchain consensus algorithm, rather than mining like other blockchains.

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Celebrating Five Years of UBRI | Ripple

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Ripple's #UBRI launched in 2018 with a $50M commitment to leading universities worldwide to support blockchain and #crypto with academic research, development, and innovation. 

Celebrating 5 years of UBRI.