XRP
XRP
#6
XRP is a cryptocurrency created in 2012 and released for use in 2013. The company offers global payment solutions for banks, payment systems, digital asset exchanges and corporations. It also works on the basis of distributed registry technology (DLL), which uses the blockchain consensus algorithm, rather than mining like other blockchains.
News about XRP
03 Oct 2023, 16:02
We’re pleased to share that Ripple is on this year’s Fintech 100 list for our work in modernizing cross-border payments!
It’s an honor to share this recognition alongside other innovators incorporating #tech into the world of #finance.
@CBInsights #Fintech100
We're pleased to share that Ripple is on this year's Fintech 100 list for our work in modernizing cross-border payments.We’re pleased to share that Ripple is on this year’s Fintech 100 list for our work in modernizing cross-border payments!
It’s an honor to share this recognition alongside other innovators incorporating #tech into the world of #finance.
@CBInsights #Fintech100
02 Oct 2023, 23:20
44% of global finance leaders see use as a payment method as the biggest accelerator for the adoption of crypto and digital assets.
Learn more about the big opportunity in crypto and digital assets for payments in our 2023 New Value Report:
44% of global finance leaders see use as a payment method as the biggest accelerator for the adoption of crypto and digital asse44% of global finance leaders see use as a payment method as the biggest accelerator for the adoption of crypto and digital assets.
Learn more about the big opportunity in crypto and digital assets for payments in our 2023 New Value Report: https://t.co/oZ1Nyi6xW1
28 Sep 2023, 22:05
Today, forward-thinking businesses leveraging both digital assets and fiat require a reliable and scalable source of cost-efficient liquidity.
Learn more about Ripple Liquidity Hub built specifically for enterprise needs.
Today, forward-thinking businesses leveraging both digital assets and fiat require a reliable and scalable source of cost-efficiToday, forward-thinking businesses leveraging both digital assets and fiat require a reliable and scalable source of cost-efficient liquidity.
Learn more about Ripple Liquidity Hub built specifically for enterprise needs. https://t.co/CWhoP6avTd
27 Sep 2023, 21:45
In Africa, less than 10% of payments are digital and finance leaders in the region are excited to embrace the opportunity of crypto for cross-border payments.
Now is the time for businesses to leverage crypto.
Learn why in our 2023 New Value Report:
In Africa, less than 10% of payments are digital and finance leaders in the region are excited to embrace the opportunity of cryIn Africa, less than 10% of payments are digital and finance leaders in the region are excited to embrace the opportunity of crypto for cross-border payments.
Now is the time for businesses to leverage crypto.
Learn why in our 2023 New Value Report: https://t.co/CI9zPoQkdE
26 Sep 2023, 23:15
The Lab for Inclusive FinTech (LIFT) @BerkeleyHaas / @IBSI_at_Haas researches the potential for digital financial technologies to increase global financial inclusion.
Learn more about our partnership with LIFT in this #RippleImpact spotlight.
The Lab for Inclusive FinTech (LIFT) @BerkeleyHaas / @IBSI_at_Haas researches the potential for digital financial technologies tThe Lab for Inclusive FinTech (LIFT) @BerkeleyHaas / @IBSI_at_Haas researches the potential for digital financial technologies to increase global financial inclusion.
Learn more about our partnership with LIFT in this #RippleImpact spotlight.
26 Sep 2023, 19:17
⬆️ Rising interest rates put pressure on global businesses that need to move money across borders.
Explore what these pressures look like and how Ripple Payments can help.
Rising interest rates put pressure on global businesses that need to move money across borders.⬆️ Rising interest rates put pressure on global businesses that need to move money across borders.
Explore what these pressures look like and how Ripple Payments can help.
24 Sep 2023, 12:31
Ready to make an impact with us as we transform the future of finance? ⭐️
Explore our latest job openings:
Senior Software Engineer, RippleNet Payments
Senior Software Engineer, Compliance & Risk Engineering
Senior Software Engineer Risk and Compliance
Ready to make an impact with us as we transform the future of finance. Explore our latest job openings:.Ready to make an impact with us as we transform the future of finance? ⭐️
Explore our latest job openings:
Senior Software Engineer, RippleNet Payments
Senior Software Engineer, Compliance & Risk Engineering
Senior Software Engineer Risk and Compliance
22 Sep 2023, 21:29
💡 24/7/365 availability
🔍 Transparency throughout the journey
👍 Low cost
✅ Instant settlement
Ripple’s Aaron Sears makes the case for crypto-enabled payments in the latest #CryptoInOneMinute.⏱️
24/7/365 availability. Transparency throughout the journey. Low cost. Instant settlement.💡 24/7/365 availability
🔍 Transparency throughout the journey
👍 Low cost
✅ Instant settlement
Ripple’s Aaron Sears makes the case for crypto-enabled payments in the latest #CryptoInOneMinute.⏱️
21 Sep 2023, 22:08
#RippleSwell brings together the brightest minds from the realms of crypto, blockchain, payments, financial services, and economic policy.
Save the date for November 8-9 and request your invite to join us in Dubai.
#RippleSwell brings together the brightest minds from the realms of crypto, blockchain, payments, financial services, and econom#RippleSwell brings together the brightest minds from the realms of crypto, blockchain, payments, financial services, and economic policy.
Save the date for November 8-9 and request your invite to join us in Dubai.
21 Sep 2023, 16:00
This is it! The last batch of tickets for The Proper Party are now available!
👉
Check out the FAQs for details including ID requirements and more.
This is it. The last batch of tickets for The Proper Party are now available.This is it! The last batch of tickets for The Proper Party are now available!
👉 https://t.co/RkkYXI1GOL
Check out the FAQs for details including ID requirements and more.
20 Sep 2023, 18:42
The last batch of tickets for The Proper Party drops tomorrow 9/21 at 12:00pm ET!
Reminder: entry will be granted on a first come first serve basis with an RSVP confirmation.
⬇️⬇️⬇️
The last batch of tickets for The Proper Party drops tomorrow 9/21 at 12:00pm ET.The last batch of tickets for The Proper Party drops tomorrow 9/21 at 12:00pm ET!
Reminder: entry will be granted on a first come first serve basis with an RSVP confirmation.
⬇️⬇️⬇️
19 Sep 2023, 23:30
Nine out of ten central banks are actively exploring CBDCs and @juniperresearch predicts CBDC payments could reach $213 billion by 2030.
With global adoption on the rise, learn how #CBDCs are poised to reshape the global banking system.
Nine out of ten central banks are actively exploring CBDCs and @juniperresearch predicts CBDC payments could reach $213 billionNine out of ten central banks are actively exploring CBDCs and @juniperresearch predicts CBDC payments could reach $213 billion by 2030.
With global adoption on the rise, learn how #CBDCs are poised to reshape the global banking system.
19 Sep 2023, 16:19
Ripple has been recognized by @FortuneMagazine and @GPTW_US as one of the #BestWorkplaces in Technology for 2023.
Thank you for the recognition and inclusion on this year’s list! ⭐️
Ripple has been recognized by @FortuneMagazine and @GPTW_US as one of the #BestWorkplaces in Technology for 2023.Ripple has been recognized by @FortuneMagazine and @GPTW_US as one of the #BestWorkplaces in Technology for 2023.
Thank you for the recognition and inclusion on this year’s list! ⭐️ https://t.co/tjkU9ibz2f
19 Sep 2023, 12:13
With always-on, 24/7/365 global availability, crypto provides a twofold opportunity to improve eCommerce and merchant payments.
Watch as Ripple's Brad Chase recently sat down with @PYMNTs to discuss how the payments world has already gone digital.
With always-on, 24/7/365 global availability, crypto provides a twofold opportunity to improve eCommerce and merchant payments.With always-on, 24/7/365 global availability, crypto provides a twofold opportunity to improve eCommerce and merchant payments.
Watch as Ripple's Brad Chase recently sat down with @PYMNTs to discuss how the payments world has already gone digital.
18 Sep 2023, 23:18
At Ripple, we’re looking for bold and passionate people to help transform the future of finance.
Explore more than 60 opportunities:
At Ripple, we're looking for bold and passionate people to help transform the future of finance.At Ripple, we’re looking for bold and passionate people to help transform the future of finance.
Explore more than 60 opportunities: https://t.co/F5tKrpKHuF
18 Sep 2023, 22:57
50% of global finance leaders plan to use a crypto custody solution in their business within the next 3 years.
Learn how blockchain is making waves in finance in our 2023 New Value Report:
50% of global finance leaders plan to use a crypto custody solution in their business within the next 3 years.50% of global finance leaders plan to use a crypto custody solution in their business within the next 3 years.
Learn how blockchain is making waves in finance in our 2023 New Value Report: https://t.co/EWZS1SqSmm
15 Sep 2023, 21:49
Ripple VP of Central Bank Engagements, James Wallis, joins @ThinkCryptoPod to discuss:
👉 Ripple's CBDC Platform
👉 Palau and Ripple limited stablecoin pilot
👉 Programmable #CBDCs and the right to privacy
Tune in:
Ripple VP of Central Bank Engagements, James Wallis, joins @ThinkCryptoPod to discuss:. Ripple's CBDC Platform.Ripple VP of Central Bank Engagements, James Wallis, joins @ThinkCryptoPod to discuss:
👉 Ripple's CBDC Platform
👉 Palau and Ripple limited stablecoin pilot
👉 Programmable #CBDCs and the right to privacy
Tune in:
14 Sep 2023, 14:18
Managing liquidity means value is available at the right time, for the right cost, at the right place to meet customers’ needs.
With increased global availability, new features, and improved customer experience, find out what’s new with Liquidity Hub:
Managing liquidity means value is available at the right time, for the right cost, at the right place to meet customers' needs.Managing liquidity means value is available at the right time, for the right cost, at the right place to meet customers’ needs.
With increased global availability, new features, and improved customer experience, find out what’s new with Liquidity Hub:
13 Sep 2023, 21:23
In Africa, less than 10% of payments are digital and finance leaders in the region are excited to embrace the opportunity of crypto for cross-border payments.
Now is the time for businesses to leverage crypto.
Learn why in our 2023 New Value Report:
In Africa, less than 10% of payments are digital and finance leaders in the region are excited to embrace the opportunity of cryIn Africa, less than 10% of payments are digital and finance leaders in the region are excited to embrace the opportunity of crypto for cross-border payments.
Now is the time for businesses to leverage crypto.
Learn why in our 2023 New Value Report: https://t.co/CI9zPoQkdE
13 Sep 2023, 18:00
Welcome @Ripple as a sponsor for #Mainnet2023!
Founded in 2012, Ripple's vision is to enable a world where value moves as seamlessly as information flows today—an Internet of Value. Ripple is the only enterprise blockchain company today with products in commercial use.
Welcome @Ripple as a sponsor for #Mainnet2023.Welcome @Ripple as a sponsor for #Mainnet2023!
Founded in 2012, Ripple's vision is to enable a world where value moves as seamlessly as information flows today—an Internet of Value. Ripple is the only enterprise blockchain company today with products in commercial use.
13 Sep 2023, 01:45
We’re thrilled to announce Henson Orser, CEO at VARA, as our keynote speaker for #RippleSwell this year, taking place on Nov 8-9 in Dubai.
Request your invitation to hear more about VARA's approach to crypto regulation:
We're thrilled to announce Henson Orser, CEO at VARA, as our keynote speaker for #RippleSwell this year, taking place on Nov 8-9We’re thrilled to announce Henson Orser, CEO at VARA, as our keynote speaker for #RippleSwell this year, taking place on Nov 8-9 in Dubai.
Request your invitation to hear more about VARA's approach to crypto regulation: https://t.co/L5719Nekxz
12 Sep 2023, 14:05
. @Ripple wants to turn every eCommerce company into a crypto company. Click here to get all the inside details from our conversation Brad Chase: #Ripple #XRP
@Ripple wants to turn every eCommerce company into a crypto company.. @Ripple wants to turn every eCommerce company into a crypto company. Click here to get all the inside details from our conversation Brad Chase: https://t.co/fEE93inCpH #Ripple #XRP
11 Sep 2023, 23:15
Join a team building breakthrough #crypto solutions for a world without economic borders. 🛠️
Explore open roles at Ripple, including:
🔹 Sr. Specialist, Global KYC & Due Diligence
🔹 Sr. Manager Governance, Risk, and Compliance
Join a team building breakthrough #crypto solutions for a world without economic borders.Join a team building breakthrough #crypto solutions for a world without economic borders. 🛠️ https://t.co/bDuS7JRnyK
Explore open roles at Ripple, including:
🔹 Sr. Specialist, Global KYC & Due Diligence
🔹 Sr. Manager Governance, Risk, and Compliance
11 Sep 2023, 16:07
Small and medium enterprises make up 90% of the world’s businesses but many are hindered by the inefficiencies of cross-border payments.
It's clear there is a big opportunity in blockchain-based small business payments.
Learn more in our whitepaper.
Small and medium enterprises make up 90% of the world's businesses but many are hindered by the inefficiencies of cross-border pSmall and medium enterprises make up 90% of the world’s businesses but many are hindered by the inefficiencies of cross-border payments.
It's clear there is a big opportunity in blockchain-based small business payments.
Learn more in our whitepaper.
08 Sep 2023, 23:00
What are the different use cases of #CBDCs?
Ripple's James Wallis, VP of Central Bank Engagements, gets this question all the time and breezes through a simple, 1-minute explanation of the three different categories of use cases. ⏱️ #CryptoInOneMinute
What are the different use cases of #CBDCs.What are the different use cases of #CBDCs?
Ripple's James Wallis, VP of Central Bank Engagements, gets this question all the time and breezes through a simple, 1-minute explanation of the three different categories of use cases. ⏱️ #CryptoInOneMinute
08 Sep 2023, 15:10
Today, we are announcing intent to acquire Fortress Trust, part of the @Fortress_io suite of companies. Fortress Trust’s financial and regulatory infrastructure complements and expands Ripple’s comprehensive portfolio of blockchain solutions for finance.
Today, we are announcing intent to acquire Fortress Trust, part of the @Fortress_io suite of companies.Today, we are announcing intent to acquire Fortress Trust, part of the @Fortress_io suite of companies. Fortress Trust’s financial and regulatory infrastructure complements and expands Ripple’s comprehensive portfolio of blockchain solutions for finance.
08 Sep 2023, 13:03
If you missed out on registration last week for The Proper Party, here’s another chance!
The second registration wave is now OPEN! Limited spots are available, don’t sleep on it:
If you missed out on registration last week for The Proper Party, here's another chance.If you missed out on registration last week for The Proper Party, here’s another chance!
The second registration wave is now OPEN! Limited spots are available, don’t sleep on it:
07 Sep 2023, 19:02
Please note: the venue has limited space and the event is first come first serve, if you no longer can make it, please cancel your registration to free up tickets for others!
Please note: the venue has limited space and the event is first come first serve, if you no longer can make it, please cancel yoPlease note: the venue has limited space and the event is first come first serve, if you no longer can make it, please cancel your registration to free up tickets for others!
06 Sep 2023, 17:52
XRP can now be donated to charities on @TheGivingBlock .
Ripple will be joining Shift4 CEO @rookisaacman and the next $50K USD in any crypto donations made to the Maui Relief Fund will be matched 200%.
Give here:
XRP can now be donated to charities on @TheGivingBlock .XRP can now be donated to charities on @TheGivingBlock .
Ripple will be joining Shift4 CEO @rookisaacman and the next $50K USD in any crypto donations made to the Maui Relief Fund will be matched 200%.
Give here:
06 Sep 2023, 16:11
1/ Ripple’s University Blockchain and Research Initiative #UBRI, the global leader in academic blockchain and crypto research and innovation, is now expanding in Europe to support the next generation of blockchain and crypto leaders.
1/ Ripple's University Blockchain and Research Initiative #UBRI, the global leader in academic blockchain and crypto research an1/ Ripple’s University Blockchain and Research Initiative #UBRI, the global leader in academic blockchain and crypto research and innovation, is now expanding in Europe to support the next generation of blockchain and crypto leaders.
06 Sep 2023, 12:59
Big news! @TheGivingBlock now supports $XRP donations!
And @Ripple will match $50K in all donations to our Maui response fund (and participating charities).
Want to maximize your generosity? This is how 🚀❤️
Big news. @TheGivingBlock now supports $XRP donations.Big news! @TheGivingBlock now supports $XRP donations!
And @Ripple will match $50K in all donations to our Maui response fund (and participating charities).
Want to maximize your generosity? This is how 🚀❤️
05 Sep 2023, 16:33
Global finance leaders are very interested in exploring blockchain as a means of driving innovation for their business in the next 3 years.
Download our 2023 New Value Report to learn how blockchain is making waves in finance:
Global finance leaders are very interested in exploring blockchain as a means of driving innovation for their business in the neGlobal finance leaders are very interested in exploring blockchain as a means of driving innovation for their business in the next 3 years.
Download our 2023 New Value Report to learn how blockchain is making waves in finance: https://t.co/oZ1Nyi6xW1
01 Sep 2023, 20:49
This event is free to attend! Please be sure to read the FAQ and note the event is first come first serve.
Only click on links from official @Ripple accounts and never provide financial information or payment to register for the event.
This event is free to attend. Please be sure to read the FAQ and note the event is first come first serve.This event is free to attend! Please be sure to read the FAQ and note the event is first come first serve.
Only click on links from official @Ripple accounts and never provide financial information or payment to register for the event.
01 Sep 2023, 17:25
Discover the 3 major challenges rising interest rates can pose for banks that provide cross-border payments and the importance of diversifying their payments stack during times of economic uncertainty.
Discover the 3 major challenges rising interest rates can pose for banks that provide cross-border payments and the importance oDiscover the 3 major challenges rising interest rates can pose for banks that provide cross-border payments and the importance of diversifying their payments stack during times of economic uncertainty.
31 Aug 2023, 16:43
We’re honored to be recognized by @FortuneMagazine and
@GPTW_US in their Best Medium Workplaces 2023 list.
Thank you for the recognition! ⭐️
We're honored to be recognized by @FortuneMagazine and. @GPTW_US in their Best Medium Workplaces 2023 list.We’re honored to be recognized by @FortuneMagazine and
@GPTW_US in their Best Medium Workplaces 2023 list.
Thank you for the recognition! ⭐️
30 Aug 2023, 21:30
Ready to make an impact with us as we transform the future of finance? ⭐️
Explore our latest job openings:
🔹 Product Manager, Receiver
🔹 Financial Risk Director
Ready to make an impact with us as we transform the future of finance. Explore our latest job openings:.Ready to make an impact with us as we transform the future of finance? ⭐️
Explore our latest job openings:
🔹 Product Manager, Receiver
🔹 Financial Risk Director
29 Aug 2023, 23:12
How is crypto reshaping payments?
Leading use cases for financial institutions and enterprises include:
👉Accepting payment in the form of crypto
👉Enabling customers to make crypto payments
Download our New Value Report for more.
How is crypto reshaping payments. Leading use cases for financial institutions and enterprises include:.How is crypto reshaping payments?
Leading use cases for financial institutions and enterprises include:
👉Accepting payment in the form of crypto
👉Enabling customers to make crypto payments
Download our New Value Report for more.
28 Aug 2023, 23:20
It’s estimated that 22% of all sales happen online.
Accepting #crypto for payments can:
🆕 Attract new customers and position a brand as an innovator
⌚️ Save time and money
💳 Simplify buying and selling goods and services
Learn more.
It's estimated that 22% of all sales happen online. Accepting #crypto for payments can:.It’s estimated that 22% of all sales happen online.
Accepting #crypto for payments can:
🆕 Attract new customers and position a brand as an innovator
⌚️ Save time and money
💳 Simplify buying and selling goods and services
Learn more.
28 Aug 2023, 20:00
🎉 Save the Date 🎉
We’re hosting a community celebration on September 29 in New York City!
Stay tuned for more details to come later this week.
Save the Date. We're hosting a community celebration on September 29 in New York City.🎉 Save the Date 🎉
We’re hosting a community celebration on September 29 in New York City!
Stay tuned for more details to come later this week.
27 Aug 2023, 13:21
The time is now to modernize treasury management and break from the status quo.
Discover how our payments solution makes business more efficient and competitive as the global financial system trends increasingly digital. 👇
The time is now to modernize treasury management and break from the status quo.The time is now to modernize treasury management and break from the status quo.
Discover how our payments solution makes business more efficient and competitive as the global financial system trends increasingly digital. 👇 https://t.co/29bWmIZbnk
26 Aug 2023, 22:07
Finance leaders believe that #tokenization will make a significant impact across sectors:
📈 Trading tokenized assets (stocks & bonds)
🏠 Real estate
✅ Derivatives and carbon markets
Read more insights from our New Value Report.
Finance leaders believe that #tokenization will make a significant impact across sectors:.Finance leaders believe that #tokenization will make a significant impact across sectors:
📈 Trading tokenized assets (stocks & bonds)
🏠 Real estate
✅ Derivatives and carbon markets
Read more insights from our New Value Report. https://t.co/KOpxEAJqLh
25 Aug 2023, 21:53
How many payments were processed in the 60 seconds it took Brendan Berry to explain how blockchain improves payments?
Answer in the comments.
#CryptoInOneMinute ⏱️
How many payments were processed in the 60 seconds it took Brendan Berry to explain how blockchain improves payments.How many payments were processed in the 60 seconds it took Brendan Berry to explain how blockchain improves payments?
Answer in the comments.
#CryptoInOneMinute ⏱️
25 Aug 2023, 16:27
Biometric authentication 🤝 #crypto
Tune in as the @KeylessTech founders join @joelkatz on #BlockStars to explore how digital identity solutions could have a big impact on user experience in the crypto industry. 🎧
Biometric authentication #crypto.Biometric authentication 🤝 #crypto
Tune in as the @KeylessTech founders join @joelkatz on #BlockStars to explore how digital identity solutions could have a big impact on user experience in the crypto industry. 🎧 https://t.co/CsN0arKAHU
24 Aug 2023, 23:05
Real-world asset tokenization represents a fundamental shift in finance.
Discover how tokenization unlocks liquidity, transparency, and simplicity for financial institutions and enterprises in our 2023 New Value Report:
Real-world asset tokenization represents a fundamental shift in finance.Real-world asset tokenization represents a fundamental shift in finance.
Discover how tokenization unlocks liquidity, transparency, and simplicity for financial institutions and enterprises in our 2023 New Value Report: https://t.co/WoQxlbbyBQ
23 Aug 2023, 21:23
91% of executives say their loyalty programs should provide more rewards or benefits. ⭐️
Learn how blockchain-enabled programs can evolve brand rewards and loyalty in our latest report with @PwC .
91% of executives say their loyalty programs should provide more rewards or benefits.91% of executives say their loyalty programs should provide more rewards or benefits. ⭐️
Learn how blockchain-enabled programs can evolve brand rewards and loyalty in our latest report with @PwC . https://t.co/v0v7eBQfVD
23 Aug 2023, 16:40
We’re proud to be included in @People ’s 100 Companies That Care® in 2023!
Thank you to all the Ripple employees who give back year-round, locally and globally, through our #RippleImpact programs.
Learn how our Ripplers make an impact:
We're proud to be included in @People 's 100 Companies That Care in 2023.We’re proud to be included in @People ’s 100 Companies That Care® in 2023!
Thank you to all the Ripple employees who give back year-round, locally and globally, through our #RippleImpact programs.
Learn how our Ripplers make an impact:
22 Aug 2023, 23:29
Faster, more transparent, and more reliable cross-border payments give a big lift to small business growth plans.
Pegah Soltani explains how blockchain technology can transform the payment landscape and fuel growth opportunities for SMEs with @PYMNTS .
Faster, more transparent, and more reliable cross-border payments give a big lift to small business growth plans.Faster, more transparent, and more reliable cross-border payments give a big lift to small business growth plans.
Pegah Soltani explains how blockchain technology can transform the payment landscape and fuel growth opportunities for SMEs with @PYMNTS .
21 Aug 2023, 23:19
Blockchain and crypto in payments are transforming the way money moves.
Download our recent survey w/ @Faster_Payments of nearly 300 payments leaders across 🌎 45 countries for insight into the state of blockchain and #crypto in payments today.
Blockchain and crypto in payments are transforming the way money moves.Blockchain and crypto in payments are transforming the way money moves.
Download our recent survey w/ @Faster_Payments of nearly 300 payments leaders across 🌎 45 countries for insight into the state of blockchain and #crypto in payments today. https://t.co/G4pqRsDD2k
20 Aug 2023, 13:45
Ripple's #UBRI launched in 2018 with a $50M commitment to leading universities worldwide to support blockchain and #crypto with academic research, development, and innovation.
Celebrating 5 years of UBRI.
Ripple's #UBRI launched in 2018 with a $50M commitment to leading universities worldwide to support blockchain and #crypto withRipple's #UBRI launched in 2018 with a $50M commitment to leading universities worldwide to support blockchain and #crypto with academic research, development, and innovation.
Celebrating 5 years of UBRI.
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